Village of Sussex, WI
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The Sussex Fire Department has earned a Class 2 rating by the Insurance Services Office (ISO)—the second highest possible rating for fire protection services. This Public Protection Classification (PPC) program places Sussex’s Fire Department (SFD) in the top 4% of all fire departments throughout the U.S.The review was conducted by ISO staff and included site visits, records examination, and observation. It also considered an analysis of the structural fire suppression delivery system of the Sussex community. |
4 major areas were evaluated:
•Emergency Communications
•Water Supply
•Fire Department assessment including: fire service personnel and training
•Community Risk Reduction
The enhanced score works to ensure lower insurance costs for property owners within the Village of Sussex. ISO collects and evaluates fire suppression capabilities in over 48,000 communities in the United States. ISO notes that most insurers use the PPC classification for underwriting and calculating premiums on residential, commercial, and industrial properties.
The PPC score is a measure of the community’s overall ability to reduce property losses due to fires. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal.
The components of the ISO rating are all indicators to the economic developer as to whether the community they are evaluating is in a progressive or recessive mode:
•Water supply
•Communications
•Fire service personnel and training
•Age and condition of fire apparatus
•Automatic and mutual aid agreements
•Community risk reduction
By classifying communities’ ability to suppress fires, ISO helps community officials evaluate their public fire suppression services. The PPC program provides an objective, nationwide standard that helps fire departments in planning and budgeting for facilities, equipment, and training.
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